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Resolution 2007-49 RESOLUTION NO- 0 - 1 40 RESOLUTION evidencing the intention of the United City of Yorkville, Kendall County, Illinois, to . issue Single Family Mortgage Revenue Bonds and related matters. WHEREAS, the United City of Yorkville, Kendall County, Illinois (the "Issuer") is a municipality under Section 6(a) of Article VII of the 1970 Constitution of the State of Illinois; and WHEREAS, the availability of decent, safe and sanitary housing that most people can afford is essential to retain and increase industrial and commercial activities and relieve conditions 'of unemployment in the United City of Yorkville, Illinois; and WHEREAS, the shortage of decent, safe and sanitary housing that most people can afford is not transitory and self - curing; the cost of financing such housing is a major and substantial factor affecting the supply and cost of decent, safe and sanitary housing built by private enterprise; and the revenue bonds provided for in this resolution will substantially lower the cost of such financing; and WHEREAS, pursuant to the Constitution and the laws of the State of Illinois, and particularly the Municipal Housing Finance Law, 65 Illinois Compiled Statutes 2006, 5/11- 74.5 -1 et seq., as supplemented and amended (the "Act "), the City Council of the Issuer has the power to issue its revenue bonds to aid in financing the cost of mortgage loans for one to four family residences in the United City of Yorkville, Illinois; and WHEREAS, it is now considered to be necessary and desirable and in the public interest of the residents of the United City of Yorkville, Illinois, for such revenue bonds to be issued in an amount not to exceed $500,000,000 in each of the next three (3) years, for the purpose of financing mortgage loans to low and moderate income persons for one to four family residences in the United City of Yorkville, Illinois; and WHEREAS, pursuant to the Constitution and the laws of the State of Illinois, and particularly Section 10 of Article VII of the 1970 Constitution of the State of Illinois and 5Illinois Complied Statutes 2006, 220/1 et seq., as supplemented and amended (the "Intergovernmental Cooperation Act "), public agencies may exercise and enjoy with any other public agency in the State of Illinois any power, privilege or authority which may be exercised by such public agency individually, and pursuant to the Act, one or more public agencies (whether or not any of them are home rule units) may join together or cooperate with one another in the exercise, either jointly or otherwise, of any one or more of the powers conferred by the Act or other enabling acts or powers pursuant to a written agreement, and, accordingly, the Issuer has previously entered into an Intergovernmental Cooperation Agreement (the "Cooperation Agreement ") dated as of April 1, 2005, by and among the Issuer and certain other units of local government named therein (the "Units"), as from time to time supplemented and amended, to NHR Inducement Resolution - Yorkville.doc 8591 /CLJarik— Non -Home Rule /Tax Exempt provide for the joint issuance of such revenue bonds to aid in providing an adequate supply of residential housing in such Units (the "Program Now, THEREFORE, Be It Resolved by the City Council of the United City of Yorkville, Kendall County, Illinois, as follows: SECTION 1. That, in order to provide decent, safe and sanitary housing that persons of low and moderate income in the United City of Yorkville, Illinois, can afford, with the resulting public benefits expected to flow therefrom, it is deemed necessary and desirable for revenue bonds in an aggregate principal amount not to exceed $500,000,000 to be issued in each of the next three (3) years (the "Bonds "), for the purpose of financing mortgage loans to persons of low and moderate income for one to four family residences located in the United City of Yorkville, Illinois. SECTION 2. That the form, terms and provisions of the Cooperation Agreement be, and they are hereby in all respects affirmed. SECTION 3. That the Issuer is hereby authorized to apply for a volume cap allocation for calendar years 2008, 2009 and 2010 for the issuance of the Bonds, which volume cap, if granted, will be allocated to the issuance of the Bonds upon the written direction of the Mayor of the Issuer who is hereby authorized to execute any such written direction. SECTION 4. That the Issuer hereby agrees to work with Stem Brothers & Co. to underwrite the Bonds and with Chapman and Cutler LLP, as Bond Counsel, in connection with the issuance of the Bonds during calendar years 2008, 2009 and 2010. SECTION 5. That the Mayor, the City Clerk and all other proper officers, officials, agents and employees of the Issuer are hereby authorized, empowered and directed to do all such acts and things and to execute all such documents and certificates as may be necessary to furth the purposes and intent of this resolution, including without limitation to obtain an allocation of unified volume cap. SECTION 6. That the provisions of this resolution are hereby declared to be separable, and if any section, phrase or provision of this resolution shall for any reason be declared to be invalid, such declaration shall not affect the remainder of the sections, phrases and provisions of this resolution. I I SECTION 7 . That all ordinances, resolutions or orders, or parts thereof, in conflict herewith are, to the extent of such conflict, hereby superseded; and that this resolution shall be in full force and effect upon its adoption and approval. Presented, passed, approved and recorded this �— day of , 2007. i t Mayor [SEAL] ATTEST: n City grk Ayes: Nays: -� Absent or Not Voting: i i