Resolution 2024-64 Resolution No. 2024-64
A RESOLUTION OF THE UNITED CITY OF YORKVILLE, ILLINOIS APPROVING
LIABILITY, CYBER,AND WORKERS' COMPENSATION INSURANCE COVERAGE
FOR THE CALENDAR YEAR 2025
WHEREAS, the United City of Yorkville, Kendall County, Illinois(the "City"),is a duly
organized unit of government of the State of Illinois within the meaning of Article VII, Section
10 of the 1970 Illinois Constitution; and
WHEREAS, the City's Property-Casualty, Cyber and Worker's Compensation insurance
policies expire on December 31, 2024; and
WHEREAS, the City is legally required and deems it fiscally prudent to continue to
receive insurance coverage in 2025; and
WHEREAS, the City's insurance broker, Mike Alesia of Alliant-Mesirow Insurance
Services, annually receives and reviews insurance coverage proposals on the City's behalf for a
$20,000 brokerage fee; and
WHEREAS, the City's Finance Department has reviewed quotes obtained by the
insurance broker, and has found that the most reasonably priced insurance providers are the City's
current insurance providers, as evidenced in the Alliance Insurance Proposal, attached hereto as
Exhibit A; and
WHEREAS, the City's Finance Department recommends approving a brokerage
agreement with Aliant-Mesirow Insurance Services, and renewing the City's property-casualty
policy with National Union of Pittsburgh PA (AIG), cyber insurance policy with Hiscox, and
Worker's Compensation policy with Illinois Public Risk Fund, the brokerage fee and combined
premiums for all policies totaling $632,502; and
WHEREAS, the City desires to continue coverage with the aforementioned carriers as
recommended by the City's Finance Department.
NOW,THEREFORE,BE IT RESOLVED by the Mayor and City Council of the United
City of Yorkville, Kendall County, Illinois, as follows:
Section 1. The recitals set forth above are incorporated into this Resolution as if fully
restated herein.
Resolution No. 2024-64
Page 1
Section 2. In consideration of the foregoing recitals, the City Administrator and City
Finance Department are hereby authorized and directed to approve a brokerage agreement with
Aliant-Mesirow Insurance Services, and renew the City's property-casualty policy with National
Union of Pittsburgh PA(AIG), cyber insurance policy with Hiscox, and Worker's Compensation
policy with Illinois Public Risk Fund, for a combined cost not to exceed $632,502.
Section 3. That this Resolution shall be in full force and effect from and after its passage
and approval as provided by law.
Passed by the City Council of the United City of Yorkville, Kendall County, Illinois this
26th day of November, A.D. 2024.
timmit frAAA-Itj\
Y CLERK
KEN KOCH AYE DAN TRANSIER AYE
ARDEN JOE PLOCHER AYE CRAIG SOLING ABSENT
CHRIS FUNKHOUSER AYE MATT MAREK AYE
SEAVER TARULIS AYE RUSTY CORNEILS AYE
APPROVED by me, as Mayor of the United City of Yorkville, Kendall County, Illinois
this afa day of De um, , A.D. 2024.
MAYOR
Attest:
0 be/KM&
IY CLERK
Resolution No. 2024-64
Page 2
WAlliant
United City of Yorkville pawn
_ r
r
12/31/2024 - 2025
Property and Liability Insurance Proposal
Presented by Michael Alesia & Talia D'Abramo
Presented on November 13, 2024
Alliant Insurance Services, Inc.
353 North Clark Street
Chicago, IL 60654
O 312 595 6200
F 312 595 7163
CA License No.0C36861 www.alliant.com
AIIiant
Table of Contents
Company Profile 2
Alliant Advantages 3
Your Service Team 4
Executive Summary 5
Loss Summary 8
Exposure Comparison 10
Premium Summary 11
Named Insureds 12
Schedule of Locations 13
Commercial Property Coverage 18
Commercial General Liability Coverage 20
Commercial Auto Coverage 21
Law Enforcement Liability Coverage 26
Public Officials Liability Coverage including Employment Practices Liability Coverage 27
Excess Liability Coverage 28
Workers' Compensation Coverage 29
Cyber Coverage 30
Crime Coverage 31
Disclosures 32
NY Regulation 194 33
Privacy 33
FATCA• 33
NRRA: 33
Guarantee Funds 34
Claims Reporting: 34
Claims Made Policy. 34
Changes and Developments 34
Certificates/Evidence of Insurance 35
Optional Coverages 36
Glossary of Insurance Terms 37
Request to Bind Coverage 38
Binding Subjectivities Recap 39
www.alliant.com I CA License No.0C36861 Page 1
�4//iant
Company Profile
Alliant provides risk management, insurance, and consulting services to thousands of clients nationwide,
delivering tailored products and services engineered to mitigate risk, improve performance, and promote
long-term growth. Our core business includes property and casualty insurance services, middle-market
brokerage, employee benefits, and underwriting, each staffed with dedicated industry specialists who
understand the unique market dynamics facing their clients.
In addition to our 90-plus year legacy of service and results, Alliant is one of the industry's fastest-growing
organizations. As America's 10th largest insurance brokerage, we have an active presence in every U.S.
market and an extensive arsenal of best-in-class resources and intelligence that moves our clients forward
in today's competitive market climate.
Alliant has a broad reach that covers a wide range of industries, including:
• Agriculture
• Aviation
• Construction
• Energy and Marine
• Environmental
• Healthcare
• Financial Institutions
• Law
• Public Entity
• Real Estate
• Tribal Nations
• And many more
www.alliant.com I CA License No.0C36861 Page 2
�4lliant
Alliant Advantages
Alliant Competition
90 years of leadership in meeting the insurance needs of businesses ✓
and public entities across the US.
National presence with best-in-class resources and expertise. ✓
Privately owned and operated. ✓
Flat management structure with no bureaucracy, empowering senior ✓
leadership to take a hands-on approach to client service that expands
the entire lifecycle of the relationship.
A full-service insurance agency that addresses all of your risk and
insurance needs, including property, casualty, life, and health.
A diverse team of industry specialists who understand the unique ✓
needs of your business.
Considerable buying power through more than 40 insurance carriers, ✓
enabling for the delivery of the best coverage at the most competitive
pricing
State-licensed support staff. ✓
A full-service approach that includes risk management services to ✓
help identify hazards and present options.
Workers' compensation insurance claims management at no ✓
additional charge.
www.alliant.com I CA License No.0C36861 Page 3
a4Ibant
Your Service Team
Michael J. Mackey Michael.Mackey@alliant.com Phone: 312 595 7900
Executive Vice President Fax: 312 595 7163
Michael Alesia Michael.Alesia@alliant.com Phone:312 595 7161
First Vice President Fax: 312 595 7163
Talia D'Abramo Talia.DAbramo@alliant.com Phone: 949 242 6273
Account Manager Fax: 312 595 7162
Bruce Slayter,ARM Bruce.Slayter@alliant.com Phone: 312 595 6295
Senior Vice President Fax: 312 595 6506
Larry Rosen Larry.Rosen@alliant.com Phone: 312 595 8111
Claims Advocate-Lead Fax: 312 595 6506
Jacqui Norstrom jnorstrom@alliant.com Phone: 312 595 6976
Executive Vice President Fax: 312 595 4374
www.alliant.com I CA License No.0C36861 Page 4
Executive Summary
The Public Entity Professionals of Alliant Insurance Services, Inc. appreciate the opportunity to present
the following renewal insurance proposal to the United City of Yorkville for the 12/31/24—25 policy term.
The Public Entity team has strived to work with the United City of Yorkville in controlling risk management
costs through premium negotiation, loss control strategies and variable programs all designed to assist
the City management in their overall goals to administer the business of municipal leadership and fiscal
responsibility.
Over the past few renewal cycles we have done full marketing exercises. We did receive a quotation from
the Illinois County Risk Management Trust at the last renewal, however it was not cost effective. The
City's incumbent carrier year after year has provided the most comprehensive and cost-effective program.
The proposed terms reflect the changing environment and attitude of the industry towards municipal risks.
Property
The City's Total Real and Personal Property Limit is $74,317,952. Total scheduled values have increased
4%from expiring ($71,459,544). The Outdoor Property exposure increased about 2% and Scheduled
Equipment increased 12.5%.
Equipment Breakdown
Glatfelter's (GPP), Equipment Breakdown coverage is included in the Property Limit. The $1,000 property
deductible applies.
Crime
GPP is offering is a $1,000,000 Employee Dishonesty Limit with a $1,000 deductible. Their program
includes: Forgery &Alteration, Money&Securities and Computer Fraud limits.
General Liability
GPP is offering a $1,000,000 per occurrence/$3,000,000 aggregate quotation with no deductible which
is outlined in this proposal.
Auto Liability and Physical Damage
The City's fleet exposure is increasing from 102 units to 113 units or 11%. The total ACV of scheduled
units increased from $4,174,204 to $5,301,202 or 27%. There has also been development on 2021-22
claims since the last renewal. The City complied with GPP's most recent loss control request by providing
copies of the driver policy and fleet replacement schedule.
www.alliant.com I CA License No.0C36861 Page 5
�4//iant
Executive Summary - Continued
Law Enforcement Liability
GPP is offering a $1,000,000 Each Wrongful Act Limit/$3,000,000 Aggregate Limit. Please note that the
deductible is $25,000. Budgeted Officer salaries increased from $2,165,000 to$2,481,593 or 14%
Public Officials Liability and Employment Practices Liability—Claims Made
GPP quotation includes a $1,000,000 Each Wrongful Act Limit/$3,000,000 Aggregate Limit with a
$5,000 deductible. Additional coverage for these limits if afforded under the excess liability limits.
Coverage is placed on a Claims Made coverage form.
Cyber and Privacy Crisis Management Expense—Claims Made
At the previous renewal the City elected to place Cyber coverage with Hiscox on a standalone policy. The
Hiscox form offers a broad schedule of coverage terms and higher policy limits than compared to the
coverage available as part of the Glatfelter package. Hiscox has offered renewal terms.
Hiscox GPP*
Limits $1,000,000 $1,000,000
Cyber Extortion/Ransom Ware $1,000,000 $20,000
Social Engineering Aggregate $250,000 $50,000
Per Claim Limit $250,000 $50,000
Phishing Loss $250,000 $50,000
Cyber Update Endorsement Can Exclude Claims for known deficiencies
Deductible $2,500 $5,000
Cyber Deception Deductible $2,500 $0
Excess Liability
As the Excess Liability coverage is a function of the primary layers rate and exposures, its rates follow
form. The excess liability limit is $10,000,000 with a$10,000 deductible.
Workers Compensation
The Illinois Public Risk Fund (IPRF) has offered renewal terms. The City's projected payrolls are
increasing from $9,024,925 to$9,758,049 or 8%. There has also been claims development for the
www.alliant.com I CA License No.0C36861 Page 6
Mlliant
Executive Summary - Continued
01/01/23-24 policy period since the last renewal. The City's premium is increasing from $199,099 to
$228,148 or 14.59%.
Please note that the IPRF is providing the City with a Safety Grant in the amount of$10,012. The grant
must be used by 12/1/24. Please note that the IPRF's limits remain $3,000,000.
Summary
Last year, the City's total insurance costs were $519,720. This year the projected renewal premium is
$632,702, a 22% increase reflecting increased exposures noted below, as well market conditions. In
addition to Glatfelter Public Entity, we also approached the Illinois Countries Risk Management Trust and
found their pricing is not competitive.
While the overall insurance market conditions are still negative towards municipal insureds, the
following are the drivers for the increase:
• Continued cyber insurance market struggles, reinsurance premiums have doubled
• Continued national property rate struggles. Property reinsurance rates increased 20%.
• Continued excess liability stress, even more so in Illinois due to nuclear verdicts within the court
system.
• Fleet Count increase from 102 to 113 or 11
• Scheduled vehicle costs increased from $4,174,204 to $5,301,202 or 27%
• Payroll Increase from $9,024,925 or$9,758,049 or 8%.
• Police Officer payroll increase from $2,165,000 to $2,481,593 or 15%
• Full Time Employees Increased from 64 to 96 or 50%
• Gross Expenditures Increase from $60,003,053 to $102,132,122 or 70%
• Water and Sewer Expenditures Increase from $18,583,031 to $46,569,765 or 150%
• Auto Liability and Physical Damage Claims $263,006
• Law Enforcement Liability Claims $72,073
• Property Claims $86,986
We truly appreciate working with the United City of Yorkville.
www.alliant.com I CA License No.0C36861 Page 7
Mlliant
Loss Summary
PROPERTY,INLAND MARINE&CRIME
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 0 $ - $ - $ -
12/31/22-23 Glatfelter 0 $ - $ - $ -
12/31/21-22 Glatfelter 3 $ 76,793 $ - $ 76,793
12/31/20-21 Glatfelter I $ - $ - $ -
12/31/19-20 Glatfelter 3 $ 10,193 $ - $ 10,193
$ 86,986 $ - $ 86,986
GENERAL LIABILITY
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 1 $ 11,198 $ - $ 11,198
12/31/22-23 Glatfelter I $ - $ - $ -
12/31/21 -22 Glatfelter 1 $ - $ - $ -
12/31/20-21 Glatfelter 4 $ 325 $ - $ 325
12/31/19-20 Glatfelter 2 $ 14 $ - $ 14
$ 339 $ - $ 11,537
AUTO LIABILITY
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 0 $ - $ - $ -
12/31/22-23 Glatfelter 2 $ 2,308 $ - $ 2,308
12/31/21 -22 Glatfelter 3 $ 43,495 $ 151,505 $ 195,000
12/31/20-21 Glatfelter 0 $ - $ - $ -
12/31/19-20 Glatfelter 4 $ 7,130 $ - $ 7,130
$ 50,625 $ 151,505 $ 204,438
AUTO PHYSICAL DAMAGE
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 0 $ - $ - $ -
12/31/22-23 Glatfelter 2 $ 5,281 $ - $ 5,281
12/31/21 -22 Glatfelter 4 $ 8,161 $ - $ 8,161
12/31/20-21 Glatfelter 3 $ 36,280 $ - $ 36,280
12/31/19-20 Glatfelter 4 $ 8,846 $ - $ 8,846
$ 53,287 S - $ 58,568
PUBLIC OFFICIALS&EMPLOYMENT PRACTICES
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 0 $ - $ - $ -
12/31/22-23 Glatfelter 0 $ - $ - $ -
12/31/21 -22 Glatfelter 0 $ - $ - $ -
12/31/20-21 Glatfelter I $ - $ - $ -
12/31/19-20 Glatfelter 0 $ - $ - $ -
$ - $ - $ -
LAW ENFORCEMENT LIABILITY
Date Carrier #of Claims Amt Paid Amt Resry Total Incurred
12/31/23-24 Glatfelter 0 $ - $ - $ -
12/31/22-23 Glatfelter 0 $ - $ - $ -
12/31/21 -22 Glatfelter 0 $ - $ - $ -
12/31/20-21 Glatfelter 2 $ 13,861 $ 58,212 $ 72,073
12/31/19-20 Glatfelter 1 $ - $ - $ -
$ 13,861 $ 58,212 $ 72,073
www.alliant.com I CA License No.0C36861 Page 8
aAIIiant
Loss Summary - Continued
Third-Party
Policy Term Company No.of Claims Paid Reserved Recovery Incurred
1/1/24-25 IPRF 3 $ 1,618 $ 4,205 $ - $ 5,823
1/1/23-24 IPRF 10 $ 124,289 $ 164,252 $ - $ 288,541
1/1/22-23 IPRF 4 $ 7,552 $ - $ - $ 7,552
1/1/21 -22 IPRF 7 $ 36,390 $ - $ 134 $ 36,256
1/1/20-21 IPRF 4 $ 72,267 $ - $ - $ 72,267
$ 242,116 $ 168,457 S 134 $ 410,439
www.alliant.com I CA License No.0C36861 Page 9
AV4lliant
Exposure Comparison
Exposure 2023-24 2024-25 %Difference
Building and Contents $ 71,459,544 $ 74,557,953 4.34%
Outdoor Property $ 3,095,458 $ 3,170,458 2.42%
Equipment $ 2,065,986 $ 2,356,434 14.06%
Water/Sewer $ 18,583,031 $ 46,569,765 150.60%
Gross Expenditures $ 60,003,053 $ 102,132,122 70.21%
Units $ 102 $ 113 10.78%
ACV $ 4,174,204 $ 5,301,202 27.00%
Officer Salaries $ 2,165,000 $ 2,481,593 14.62%
Full Time Police Officers $ 29 $ 33 13.79%
Net Expenditures $ 48,309,362 $ 79,834,259 65.26%
Full Time Employees $ 64 $ 96 50.00%
Part Time Employees $ 99 $ 93 -6.06%
www.alliant.com I CA License No.0C36861 Page 10
Mlliant
Premium Summary
Option 1 Option 2
Glatfelter Glatfelter/Hiscox GlatfelterlHiscox ICRMT
Expiring Renewal Renewal Renewal
Coverage 12131122-23 12131123-24 12131/24-25 12131/24-25
Property $ 76,207 $ 76,035 $ 98,456 $ 400,000
Equipment Breakdown Included Included Included Included
Inland Marine $ 4,968 $ 6,424 $ 7,670 Included
General Liability $ 36,738 $ 43,108 $ 45,200 Included
Liquor Liability $ 1,250 $ 1,250 $ 1,250 $ 1,250
Auto Liability $ 66,233 $ 85,686 $ 124,693 Included
Auto Physical Damage Included Included Included Included
Law Enforcement Liability Included Included Included Included
Public Officials Liability $ 21,249 $ 21,472 $ 23,298 Included
Employment Practices Liability Included Included Included Included
Crime $ 886 $ 886 $ 935 Included
Umbrella $ 48,217 $ 49,093 $ 61,575 Included
Cyber Included $ 16,667 $ 21,137 $ 21,137
$ 255,748 $ 300,621 $ 384,214 $ 422,387
Workers Compensation $ 210,220 $ 193,300 $ 222,025 $ 222,025
IPRF Administration Fee(3%) $ 6,307 $ 5,799 $ 6,263 $ 6,263
$ 216,527 $ 199,099 $ 228,288 $ 228,288
Alliant Insurance Brokerage Fee $ 19,000 $ 20,000 $ 20,000 $ 20,000
GRAND TOTAL $ 491,275 $ 519,720 $ 632,502 $ 670,675
Percent Change 5.79% 21.70% 29.05%
Terrorism Included Included Included Included
www.alliant.com I CA License No.0C36861 Page 11
IIIant
Named Insureds
United City of Yorkville
NAMED INSURED DISCLOSURE
• Name Insured(s)should match State of Incorporation filing. Inform Alliant if there is a difference or change
• The First Named Insured policy status granted includes certain rights and responsibilities. These responsibilities do not apply
to other Named Insureds on the policy. Some examples for First Named Insured status include;(1)being designated to act on
behalf of all insureds for making policy changes,(2)receiving of correspondence,(3)distributing claim proceeds,and(4)
making premium payments
• Are ALL entities listed as named insureds?Coverage is not automatically afforded to all entities unless specifically named.
Confirm with your producer and service team that all entities to be protected are on the correct policy.Not all entities may be
listed on all policies based on coverage line.
• Additional named insured is(1)A person or organization,other than the first named insured,identified as an insured in the
policy declarations or an addendum to the policy declarations.(2)A person or organization added to a policy after the policy is
written with the status of named insured.This entity would have the same rights and responsibilities as an entity named as an
insured in the policy declarations(other than those rights and responsibilities reserved to the first named insured).
• Applies to Professional Liability,Pollution Liability,Directors&Officers Liability,Employment Practices Liability,Fiduciary
Liability policies(this list not all inclusive).Check your Policy language for applicability.These policies provide protection to the
Named Insured for claims made against it alleging a covered wrongful act.
www.alliant.com I CA License No.0C36861 Page 12
,�A pant
Schedule of Locations
Loc. Replacement Total by
No. Description Address Cost Building Contents Location
1.1 Beecher Connmmtity Center 908 Game Farm Road $ 2,402,629 $ 356,001 $ 2,758,630
1.2 Beecher Storage Shed 908 Game Farm Road $ 8,054 $ 9,911 $ 17,965
1.3 Beecher Concession Stand 908 Game Farm Road $ 93,450 $ 22,870 $ 116,320
2.1 Public Library 902 Game Farm Road $ 9,338,905 $ 3,691,743 $ 13,030,648
3.1 Beecher Comm.Park Backstop 24'(5) 901 Game Farm Road $ 27,444 $ - $ 27,444
3.2 Beecher Comm.Park Sign 901 Game Farm Road $ 1,829 $ - $ 1,829
3.3 Beecher Comm.Park Fencing 901 Game Farm Road $ 14,332 $ - $ 14,332
3.4 Beecher Comm.Park Backstop(2) 901 Game Farm Road $ 19,467 $ - $ 19,467
4.1 Cannonball Park Basketball(3) 2087 Northland Lane $ 8,005 $ - $ 8,005
4.2 Cannonball Park Gazebo 2087 Northland Lane $ 19,311 $ - $ 19,311
4.3 Cannonball Park Light 2087 Northland Lane $ 3,048 $ - $ 3,048
4.4 Cannonball Park Monument 2087 Northland Lane $ 30,494 $ - $ 30,494
4.5 Cannonball Park Sign 2087 Northland Lane $ 1,829 $ - $ 1,829
4.6 Cannonball Park Trash Cans(2) 2087 Northland Lane $ 1,524 $ - $ 1,524
4.7 Cannonball Park Baseball Backstop 2087 Northland Lane $ 23,124 $ - $ 23,124
5.1 Cobb Park Playground Sign 109 Colonial Parkway $ 1,439 $ - $ 1,439
6.1 Fox Hill Unit 1 Park Fencing-Ball Field 1711 John Street $ 6,096 $ - $ 6,096
6.2 Fox Hill Unit 6 Park Basketball Hoops 1711 John Street $ 5,335 $ - $ 5,335
7.1 Fox Hill Unit 6 Park Garbage Receptacles 1474 Sycamore Road $ 2,287 $ - $ 2,287
7.2 Fox Hill Unit 6 Park Lights 1474 Sycamore Road $ 15,245 $ - $ 15,245
7.3 Fox Hill Unit 6 Park Soccer Goals 1474 Sycamore Road $ 7,624 $ - $ 7,624
8.1 Gilbert Park Light Adrian&Washington $ 3,048 $ - $ 3,048
8.2 Gilbert Park Sign Adrian&Washington $ 1,829 $ - $ 1,829
8.3 Gilbert Park Trash Cans Adrian&Washington $ 761 $ - $ 761
9.1 Hiding Spot Park Light 307 Park Street $ 3,048 $ - $ 3,048
9.2 Hiding Spot Park Sign 307 Park Street $ 1,829 $ - $ 1,829
10.1 Kiwanis Park Basketball 1809 Country Hills Drive $ 2,669 $ - $ 2,669
10.2 Kiwanis Park Fence 1809 Country Hills Drive $ 2,287 $ - $ 2,287
10.3 Kiwanis Park lights(2) 1809 Country Hills Drive $ 6,096 $ - $ 6,096
10.4 Kiwanis Park Signs(2) 1809 Country Hills Drive $ 3,659 $ - $ 3,659
11.1 Park Maintenance Building 131 E.Hydraulic Avenue $ 203,916 $ 167,594 $ 371,510
11.2 Downtown Parking Pole Sign 131 E Hydraulic Avenue $ 1,159 $ - $ 1,159
11.3 Downtown Double Sided Kiosk 131 E Hydraulic Avenue $ 6,491 $ - $ 6,491
12.1 Park&Rec Office 201 W.Hydraulic Avenue $ 599,940 $ 111,612 $ 711,552
12.2 Parks Storage Shed 201 W.Hydraulic Avenue $ 8,054 $ 5,793 $ 13,847
www.alliant.com I CA License No.0C36861 Page 13
MIliant
Schedule of Locations - Continued
13.1 Raintree-Park A Vlg Paver Well 524 Parkside Lane $ 5,243 $ - $ 5,243
13.2 Raintree-Park B-PVC Tennis 524 Parkside Lane $ 57,900 $ - $ 57,900
Fence/Backstop
13.3 Raintree-Park B-lights at tennis courts 524 Parkside Lane $ 79,641 $ - $ 79,641
13.4 Raintree-Park B-baseball field 524 Parkside Lane $ 32,631 $ - $ 32,631
13.5 Raintree-Park B-parking lot 524 Parkside Lane $ 23,653 $ - $ 23,653
14.1 Price Park Basketball Hoop 525 Burning Bush Drive $ 2,669 $ - $ 2,669
14.2 Price Park Light 525 Burning Bush Drive $ 3,048 $ - $ 3,048
14.3 Price Park Sign 525 Burning Bush Drive $ 1,829 $ - $ 1,829
15.1 Purcell Park Light 325 Fairhaven Drive $ 3,048 $ - $ 3,048
15.2 Purcell Park Sign 325 Fairhaven Drive $ 1,829 $ - $ 1,829
16.1 Rice Park Funnelball 545 Poplar Drive $ 1,829 $ - $ 1,829
16.2 Rice Park Sign 545 Poplar Drive $ 3,048 $ - $ 3,048
16.3 Rice Park Traffic Lamps(2) 545 Poplar Drive $ 6,096 $ - $ 6,096
17.1 River Front Park Building Rec Office 301 Hydraulic $ 249,033 $ 60,986 $ 310,019
18.1 River Front Park Lights(24) 201 E.Hydraulic Street $ 62,204 $ - $ 62,204
18.2 River Front Park Pavilion 201 E.Hydraulic Street $ 99,271 $ - $ 99,271
18.3 River Front Park Block Planters 201 E.Hydraulic Street $ 18,296 $ - $ 18,296
18.4 River Front Park Concrete Planters 201 E.Hydraulic Street $ 2,744 $ - $ 2,744
18.5 River Front Park Fencing 201 E.Hydraulic Street $ 53,364 $ - $ 53,364
18.6 River Front Park Flag Poles 201 E.Hydraulic Street $ 16,009 $ - $ 16,009
18.7 River Front Park Garbage Cans(10) 201 E.Hydraulic Street $ 7,624 $ - $ 7,624
19.1 Rotary Park Back Stop 2775 Grande Trail $ 22,870 $ - $ 22,870
19.2 Rotary Park Sign 2775 Grande Trail $ 1,829 $ - $ 1,829
19.3 Rotary Park Cable Ride 2775 Grande Trail $ 18,296 $ - $ 18,296
19.4 Rotary Park Lights(8) 2775 Grande Trail $ 24,394 $ - $ 24,394
20.1 Sleezer Park Light 837 Homestead Drive $ 3,048 $ - $ 3,048
20.2 Sleezer Park Signs(2) 837 Homestead Drive $ 3,810 $ - $ 3,810
21.1 Stevens Bridge Park Backstop&Fencing 3651 Kennedy Road $ 183,195 $ - $ 183,195
21.2 Stevens Bridge Park Concession Stands 3651 Kennedy Road $ 178,254 $ 8,503 $ 186,757
21.3 Stevens Bridge Park Lights 3651 Kennedy Road $ 640,910 $ - $ 640,910
22.1 Sunflower Park Light 1785 Walsh Drive $ 3,048 $ - $ 3,048
22.2 Sunflower Park Planters(3) 1785 Walsh Drive $ 2,287 $ - $ 2,287
22.3 Sunflower Park Sign 1785 Walsh Drive $ 1,829 $ - $ - 1,829
22.4 Sunflower Park Trash Can 1785 Walsh Drive $ 916 $ - $ 916
22.5 Park Tin Storage Shed 1785 Walsh Drive $ 22,382 $ - $ 22,382
23.1 Town Square Park Flag Pole 301 N.Bridget Street $ 5,335 $ - $ 5,335
23.2 Town Square Park Garbage Cans(5) 301 N.Bridget Street $ 3,810 $ - $ 3,810
www.alliant.com i CA License No.0C36861 Page 14
441liant
Schedule of Locations - Continued
23.3 Town Square Park Gazebo 301 N.Bridget Street $ 34,153 $ - $ 34,153
23.4 Town Square Park Lights 301 N.Bridget Street $ 33,542 $ - $ 33,542
23.5 Town Square Park Monument 301 N.Bridget Street $ 53,364 $ - $ 53,364
23.6 Town Square Park Sign 301 N.Bridget Street $ 1,829 $ - $ 1,829
23.7 Town Square Park Sign/Announce Board 301 N.Bridget Street $ 1,220 $ - $ 1,220
24.1 Van Emmon Park Backstop 24'-Metal 374 E.Van Emmon Road $ 5,335 $ - $ 5,335
24.2 Van Emmon Park Fencing 374 E.Van Emmon Road $ 2,819 $ - $ 2,819
24.3 Van Emmon Park Sign 374 E.Van Emmon Road $ 1,829 $ - $ 1,829
25.1 Booster Pry Station Raintree 1908 Raintree Road $ 576,435 $ - $ 576,435
26.1 Central Booster Pump 101 E.Beaver Street $ 564,121 $ - $ 564,121
27.1 Countryside Lift Station 1975 N.Bridge Street $ 2,332,717 $ - $ 2,332,717
28.1 Public Works Lift Station 101 Bruell Street $ 824,835 $ - $ 824,835
29.1 Public Works Lift Station 276 Windham Circle $ 310,562 $ - $ 310,562
30.1 Public Works Lift Station 420 Fairhaven Lane $ 153,677 $ - $ 153,677
31.1 North Booster Pump 1991 Cannonball Trail $ 548,874 $ - $ 548,874
32.1 North Central Pry Station Kennedy Rd $ 282,060 $ - $ 282,060
33.1 Public Works North Tower 4600 N.Bridge Street $ 2,095,334 $ - $ 2,095,334
34.1 Public Works Pry Station 2009 S.Bridge Street $ 282,060 $ - $ 282,060
35.1 Raintree Village Tower 102 schoolhouse/ $ 2,439,443 $ - $ 2,439,443
7'i7d Trpmnnt
36.1 Salt Storage Building 610 Tower Road $ 304,164 $ - $ 304,164
37.1 Treatment Facility Well &4 610 Tower Lane $ 4,573,954 $ - $ 4,573,954
37.2 Water Tower North Central 610 Tower Lane $ 1,143,488 $ - $ 1,143,488
37.3 Well 4 Incl Equipment 610 Tower Lane $ 995,364 $ - $ 995,364
37.4 Public Works Garage 610 Tower Lane $ 83,991 $ - $ 83,991
37.5 Public Works Office&Garage 610 Tower Lane $ 723,222 $ 76,355 $ 799,577
38.1 Treatment Facility Well? 2224 Tremont $ 2,539,182 $ - $ 2,539,182
39.1 Treatment Facility Well 8&9 3299 Lehman Crossing $ 4,573,954 $ - $ 4,573,954
39.2 Water Tower Northeast 3299 Lehman Crossing $ 2,744,372 $ - $ 2,744,372
39.3 Well 8 Incl Equipment 3299 Lehman Crossing $ 808,066 $ - $ 808,066
40.1 Water Tower South Central Route 71 West of Wildwood $ 2,377,238 $ - $ 2,377,238
Well 3 Incl Equipment Alley Off Rte 47 $ - $ - $ -
41.1 Well 9 2921 Bristol Ridge Road $ 724,210 $ - $ 724,210
Green's Standard Filling Station Park
42.1 (Autumn Creek)Truck,Roadster,Gas 2376 Autumn Creek Boulevard $ 18,700 $ - $ 18,700
Pumps
42 2 Green's Standard Filling Station Park 2376 Autumn Creek Boulevard $ 3,223 $ - $ 3,223
(Autumn Creek)Lights
42.3 Green's Standard Filling Station Park 2376 Autumn Creek Boulevard $ 1,439 $ - $ 1,439
(Autumn Creek)Sign
www.alliant.com i CA License No.0C36861 Page 15
AIhant
Schedule of Locations - Continued
43.1 Heartland Circle Junior Women's Club 1267 Taus Circle $ 49,125 $ - $ 49,125
Park Basketball Court and Goals
43.2 Heartland Circle Junior Women's Club 1267 Taus Circle $ 903 $ $ 903
Park Backhoe Digger
43.3 Heartland Circle Junior Women's Club 1267 Taus Circle $ 1,829 $ $ 1,829
Park Lights
43.4 Heartland Circle Junior Women's Club 1267 Taus Circle $ 1,439 $ - $ 1,439
Park Sign
43.5 Heartland Circle Junior Women's Club 1267 Taus Circle $ 18,080 $ $ 18,080
Park Skate Park Improvements
44.1 Bristol Station Park(Whispering 2753 Alan Dale Lane $ 11,435 $ - $ 11,435
Meadows)Entry Arch
44.2 Bristol Station Park(Whispering 2753 Alan Dale Lane $ 9,434 $ - $ 9,434
Meadows)Lights
44.3 Bristol Station Park(Whispering 2753 Alan Dale Lane $ 1,439 $ - $ 1,439
Meadows)Sign
44.4 Bristol Station Park(Whispering 2753 Alan Dale Lane $ 56,718 $ - $ 56,718
Meadows)Baseball Field and Back Stop
45.I Rremenschneider Park(Prairie Meadows) 600 Hayden Drive $ 45,748 $ - $ 45,748
Spray Area
45.2 Riemenschneider Park(Prairie Meadows) 600 Hayden Drive $ 8,232 $ $ 8,232
Supernova
45.3 Riemenschneider Park(Prairie Meadows) 600 Hayden Drive $ 5,853 $ - $ 5,853
Lights
45.4 SiR emenschneider Park(Prairie Meadows) 600 Hayden Drive $ 1,941 $ - $ 1,941
45.5 Riemenschneider Park(Prairie Meadows) 600 Hayden Drive $ 7,534 $ $ 7,534
Baseball Field and Back Stop
45.6 Riemenschneider Park(Prairie Meadows) 600 Hayden Drive $ 1,006 $ $ 1,006
Electric Panel
46.1 Public Works Garage(Frame Building) 185 Wolf Street $ 1,982,047 $ - $ 1,982,047
47.1 Prestwick Lift Station 7675 Ashley Road $ 316,331 $ - $ 316,331
48.1 Fox Hill Lift Station 1299 Carolyn Court $ 189,798 $ - $ 189,798
49.1 Raintree Lift Station 1107 Prairie Crossing $ 316,331 $ - $ 316,331
50.1 Offices for Public Works Administration 608 N.Bridge Street $ 202,451 $ - $ 202,451
Downtown Single Sided Kiosk 102 E Van Ermnon Street $ - $ - $ -
www.alliant.com I CA License No.0C36861 Page 16
Mlliant
Schedule of Locations - Continued
51.1 Van Enm on Activity Center 102 E Van Emmn Street $ 2,362,214 $ - $ 2,362,214
51.2 Downtown Parking Pole Sign 102 E Van Emmon Street $ 1,159 $ - $ 1,159
Wheaton Woods 205 Wheaton Avenue $ - $ - $ -
Salt Storage Building 610 Tower Road $ - $ - $ -
52.1 Downtown Wayfinding Pole Sign 109 E Hydraulic Avenue $ 1,608 $ - $ 1,608
53.1 Downtown Wayfinding Pole Sign 201 S Bridge Street $ 1,546 $ - $ 1,546
54.1 Downtown Single Sided Kiosk 111 W Madison Street $ 5,804 $ - $ 5,804
54.2 Downtown Parking Pole Sign 111 W Madison Street $ 1,159 $ - $ 1,159
55.1 Downtown Parking Pole Sign 227 Heustis Street $ 1,159 $ - $ 1,159
56.1 New City Hall/Police Station 651 Prarie Point Dr. $ 15,091,176 $ 2,222,732 $ 17,313,908
57.1 Downtown Double Sided Kiosk 105 W Van Emmn Street $ 6,491 $ - $ 6,491
58.1 Downtown Wading Pole Sign 301 S Bridge Street $ 1,608 $ - $ 1,608
59.1 Kendall County Courthouse 807 John Street $ - $ 240,000 $ 240,000
$ 67,583,853 $ 6,974,100 $ 74,557,953
Blanket $ 52,290,226 $ 4,751,368 $ 57,041,594
www.alliant.com I CA License No.0C36861 Page 17
Mlliant
•
Commercial Property Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to $2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong)as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Total Insured Value $ 74,557,953
Property Limits
Blanket Limit of Insurance $ 57,041,594
Loss of Income $ 1,000,000
Flood (Non-zone A&V) $ 5,000,000 Occurrence
$ 5,000,000 Aggregate
Earthquake $ 5,000,000 Occurrence
$ 5,000,000 Aggregate
Equipment Breakdown Included
Outdoor Property $ 3,170,458
Valuable Papers & Records $ 1,000,000
Software $ 500,000
In Transit or Off Premises $ 250,000
Inland Marine
Blanket Tools & Equipment $ 828,071
Blanket Emergency Services Equipment Guaranteed Replacement Cost
Rented/Borrowed Equipment Extension $ 250,000
Watercraft Extension Limit $ 25,000
www.alliant.com I CA License No.0C36861 Page 18
Mlliant
Commercial Property Coverage - Continued
Deductible
Building &Contents $ 1,000
Flood $ 25,000
Earthquake $ 25,000
Inland Marine $ 1,000
*Please note 651 Prairie Pointe Drive and 608 N Bridge Street are not included in the blanket limit.
*Please note 608 N Bridge Street location is insured at Actual Cash Value(ACV)with 80%co-
insurance. All other scheduled locations are insured at Replacement Cost.
*Property Co-insurance Most property insurance policies contain a coinsurance clause. In exchange for a
reduced rate, the insured agrees to carry at least the stated percentage of insurance to the total insurable
value of the property. If, at the time of loss, the amount of insurance carried is less than this percentage,
the loss payment will be reduced proportionately.
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 19
�4lhant
Commercial General Liability Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to $2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong) as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Coverage Form Occurrence
Limits
General Aggregate $ 3,000,000
Products &Completed Operations Aggregate $ 3,000,000
Personal &Advertising Injury $ 1,000,000
Each Occurrence $ 1,000,000
Damage to Premises Rented to You $ 1,000,000
Medical Expense $ 10,000
Employee Benefits Liability
Each Occurrence $ 1,000,000
Aggregate $ 3,000,000
Sexual Abuse Limitation
Each Person Silent
Total Limit Silent
Named Insureds are covered for all operations. Additional Insureds are only covered with respect to their
interest in your operations. See each individual policy for details.
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 20
a4lliant
Commercial Auto Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to$2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong) as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Limits
Combined Bodily Injury & Property Damage $ 1,000,000
Uninsured/Underinsured Motorist $ 1,000,000
Medical Expense $ 10,000
Uninsured Motorists $ 1,000,000
Underinsured Motorists $ 1,000,000
Deductible
Comprehensive $ 1,000
Collision $ 1,000
Premium Included
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 21
Mlhant
Description of Covered Auto Designation Symbols
Symbol Description
1 Any Auto
2 Owned Autos Only—only autos you own (and for liability coverage, any trailers you don't
own while attached to power units you own), this includes those autos you acquire
ownership of after the policy begins.
3 Owned Private Passengers Autos Only—Only the private passenger autos you own.
This includes those private passenger autos you acquire ownership of after the policy
begins.
4 Owned Autos Other Than Private Passenger Autos Only—Only these autos you own
that are not of the private passenger types (and for Liability Coverage any trailers you don't
own while attached to power units you own). This includes those autos not of the private
passenger type you acquire ownership of after the policy begins.
5 Owned Autos Subject to No-Fault—Only those autos that is required to have No-Fault
benefits in the state where they are licensed or principally garaged. This includes those
autos you acquire ownership of after the policy begins provided they are required to have
No-Fault benefits in the state where they are licensed or principally garaged.
6 Owned Autos Subject to a Compulsory Uninsured Motorist Law—Only those autos
you own that because of the law in the state where they are licensed or principally garaged
are required to have and cannot reject Uninsured Motorists Coverage. This includes those
autos you acquire ownership of after the policy begins provided they are subject to the
same state uninsured motorists requirements.
7 Specifically Described Autos—Only those autos described on the policy schedule of
covered vehicles for which a premium charge is shown and for Liability Coverage for any
trailer you don't own while attached to any power unit described in the schedule of covered
vehicles.
8 Hired Autos Only—Only those autos you lease, hire, rent or borrow. This does not
include any auto you lease, hire, rent or borrow from any of your employees or partners, or
members of their households.
9 Non-owned Autos Only—Only those autos you do not own, lease, hire, rent or borrow
that are used in connection with your business. This includes only autos owned by your
employees or partners or members of their households, but only while used in your
business or your personal affairs.
13 Uninsured Motorist Coverage—Applies to any auto you do not own and that is a covered
auto under this policy for liability insurance and it is licensed or principally garaged in
Illinois.
19 Mobile Equipment Subject To Compulsory or Financial Responsibility or Other
Motor Vehicle Insurance Law Only—Only those"autos"that are land vehicles and that
would qualify under the definition of"mobile equipment" under this policy if they were not
subject to a compulsory or financial responsibility law or other motor vehicle insurance law
where they are licensed or principally garaged.
www.alliant.com I CA License No.0C36861 Page 22
a,4IIiant
Schedule of Vehicles
Number Year Make Model Vin Value
1 2001 Aluma Ltd Trailer IYGUS18281B001671 $ 700
2 2006 Dodge Grand Caravan 1D4GP24E66B731334 $ 16,000
3 2007 Doolittle Trailer 1DGRS20257M072481 $ 2,995
4 2004 Ford F150 2FTRF17224CA79916 $ 11,000
5 2003 Ford F150 2FTRF17273CA61524 $ 12,597
6 2007 Ford F350 1FDWF37Y37EA13940 $ 31,072
7 2008 Ford F350 1FTWF31528EA08412 $ 22,795
8 2008 Ford F350 1FTWF31568EA08414 $ 22,795
9 2008 Ford F350 1FTWF31548EA08413 $ 22,795
10 2008 Ford F350 1FTWF31528ED44867 $ 21,635
11 1999 Richland Trailer 1JWTU1823KK000107 $ 5,000
12 2004 Tarco Trailer M2212XX8174M02 $ 8,000
13 2002 United Express Trailer 58109 $ 2,000
14 1998 Cronkhite Trailer-2 axel 16x7 473271926W l 101575 $ 3,000
15 2006 F550 Aerial Lift Truck 1 FDAF57P56EC54524 $ 69,270
16 2003 Ford F350 1FTSF31SX3EA32518 $ 35,000
17 2008 Ford F350 1FDWF37Y08ED57176 $ 23,000
18 2005 Freightliner Truck-HC80 1FVAB6BV75DN04463 $ 143,900
19 2008 International Dump Truck 1HTWDAAN48J648495 $ 99,666
20 2006 International Truck 1HTWDAAN46J218804 $ 89,068
21 2007 International Truck-7400 1HTWDAAR37J429772 $ 87,825
22 2007 International Truck-7400 IHTWDAAR17J429771 $ 87,825
23 2008 International Truck-7400 1HTWHAAR78J648496 $ 110,814
24 2004 Mac Lander Trailer 4UVPF202X41005505 $ 2,000
25 1998 Towmaster Trailer-Single axel 12' 4KNTT1412WL160456 $ 2,000
26 1993 Doolittle Trailer 1DGRS1227PM019515 $ 1,000
27 2008 Doolittle Trailer 1DGRS20228M079941 $ 3,274
28 2004 International Dump Truck 1HTWDAAR74J083169 $ 72,000
29 2006 International Dump Truck 1HTWHAAR36J218803 $ 45,525
30 2005 Ford F350 1FDWF37Y25EC37004 $ 54,841
31 2013 New Generation Trailer 1N91U1419DN307336 $ 1,855
32 2015 Peterbilt Vac Con 2NP3LJOX8FM266717 $ 377,229
33 2015 Chevrolet Tahoe 1GNSK2EC3FR725184 $ 34,080
34 2015 Ford F350 1FDRF3G68FED09773 $ 29,010
35 2015 Load Rite Tlr PE0222072-15146 4ZEPE2224F1086728 $ 6,324
36 2016 Ford Transit Van 1FTYE1ZM4GKA79591 $ 19,778
37 2016 Chevrolet Impala 2G1WA5E33G1160517 $ 20,193
38 2016 Chevrolet Impala 2G1WA5E30G1161317 $ 20,193
39 2016 PJ PJ Trailer MF CC182 4P5CC182G1241100 $ 4,800
www.alliant.com I CA License No.0C36861 Page 23
Av4//iant
Schedule of Vehicles - Continued
40 2016 Chevrolet Impala 2G1WD5E33G1158872 $ 22,102
41 2016 Chevrolet Impala 2G1WD5E34G1157357 $ 22,102
42 2016 Chevrolet Impala 2G1WD5E36G1156162 $ 22,102
43 2016 Chevrolet Impala 2G1WD5E33G1158158 $ 22,102
44 2016 Peterbilt 348 2NP3LJ0X9GM361854 $ 170,000
45 2016 Ford F350 1FDRF3H68GED40778 S 28,689
46 2016 Ford F350 1FDRF3H6XGED40779 $ 28,689
47 2017 Ford F150 1FTEWICF8HFA76567 $ 24,156
48 2016 Chevrolet Impala 2G1WD5E30G1155301 $ 21,997
49 2016 Chevrolet Impala 2G1WD5E31G1149006 $ 21,997
50 2016 Chevrolet Impala 2G1WD5E33G1150206 S 22,517
51 2016 Chevrolet Impala 2G1WD5E33G1154823 $ 22,517
52 2016 Chevrolet Impala 2G1WD5E30G1155315 $ 22,517
53 2018 Ford F150 4x4 1FTNFIEG5JKF37470 $ 34,701
54 2018 Ford F150 2x4 1FTMF1CB0JKF30476 $ 33,206
55 2018 Ford F150 1FTEX1CB2JKE60822 $ 24,895
56 2018 Chevrolet Malibu 1G1ZB5ST1JF132097 $ 19,674
57 2019 Ford Super Duty F-250 IFTBF2B61KED14170 $ 36,275
58 2019 PJ Trailer Trailer Utility UL 142 3CVUL1429K2585971 $ 3,034
59 2019 Ford F350 1FDRF3B63KEG51813 $ 33,821
60 2019 Ford F350 1FDRF3B65KEG51814 $ 33,821
61 2019 Peterbilt 348 single axle dump w/plow 2NP3HJ8X5LM709097 S 205,000
62 2020 Ford F350 IFTRF3B65LED09950 $ 35,792
63 2020 Ford Explorer 1FM5K8AB2LGA97899 $ 45,410
64 2019 Ford F450-Dump 1FD0X4HY7KEG09696 $ 58,975
65 2021 Ford Explorer 1FM5K8AB0MGA19879 $ 47,670
66 2021 Rhino 7X2OTA Landscape 1 R9RU2028ME912291 $ 4,870
67 2021 Ford Ranger 4X4 XLT 1FTER4FH4MLD33595 $ 31,070
68 2021 Ram 1500 3C6RR7KG2MG706170 $ 42,840
69 2022 Ford Escape 1FMCU9H64NUA12355 $ 35,557
70 2021 Ford Explorer 1FM5K8AB6MGA19935 $ 32,000
71 2020 All Traffic Solutions Message Board/Speed Trailer $ 22,000
72 2020 All Traffic Solutions Message Board/Speed Trailer $ 22,000
73 2021 Ford F350 Utility 1FDRF3862MED05707 $ 55,000
74 2021 Ford F350 Utility 1FD8F2B66MED05706 $ 55,000
75 2017 Ford Transit Van 1FTYElYM9HKB18372 $ 19,903
76 2022 Ford F250 1FTBF2BN1NEF31147 $ 35,135
77 2022 Ford Explorer 1FM5K8AB6NGA43251 $ 48,860
78 2022 Ford Explorer 1FM5K8AB7NGA42853 $ 46,520
79 2022 Ford Explorer 1FM5K8AB4NGA42910 $ 45,590
www.alliant.com I CA License No.0C36861 Page 24
4Ihant
Schedule of Vehicles - Continued
80 2022 Ford F-250 SD 4WD w/8'Westerr 1FTBF2BN3NEF31215 $ 44,048
81 2022 Intersate SI 820 TA@XLT 1UK500J23P1 $ 9,725
82 2022 Ford F-350 1FTRF3B6XNEF30950 $ 49,000
83 2022 Ford F-350 I FTRF3B63NEF20949 $ 49,000
84 2022 Ford F-250 SD 4 X 4 1FTBF2BN3NEF31148 $ 35,135
85 2022 Ford F-350 with plow 1 FDRF3H65NEF31216 $ 62,181
86 2023 PJ Trailer 3CV1U2425P2652742 $ 6,317
87 2022 Ford F-350 Dump with plow 1FDRF3H6XNEF30952 $ 65,519
88 2022 Ford F-350 Dump with plow 1FDRF3H6XNEF30951 $ 65,519
89 2021 Ford Explorer 1FMK8AB3MGA19956 $ 34,000
90 2021 Ford Explorer IFM5K8AB9MGA19900 $ 32,000
91 2022 Ford Transit Connect NM0LS7S26N1544323 $ 45,730
92 2023 Ford F150 1FTMFICB2PKE02975 $ 38,995
93 2023 Ford F150 IFTEX1EP5PKD26906 $ 44,985
94 2023 Peterbilt Altec Bucket Truck 2NPMHM7X1RM890490 $ 231,000
95 2023 Make Impact ISCAA70X16TE2FF 5JWVE1628PB022701 $ 8,127
96 2023 Impact Trailer 5SWVE1628PB022701 $ 8,127
97 Cronkhite Manufacturing Cronkhite 3216 HD trailer 473BT2723P1000337 $ 16,500
98 2024 TYMCO 500X-Regenerative Air 3ALACXFXRDU291 11 $ 345,033
Street Sweeper(mounted on
99 2000 International Ambulance 1 HTSLAAM9 1 H391 629 $ 20,000
100 2024 Peterbilt Peterbilt 548 with chassis 2NP8HJ8X5RM602436 $ 300,000
101 2024 Ford F-150 4x2 1FTMF1KP8R1W75426 $ 39,680
102 2024 Ford F-250 Pickup 4x4-White 1FTBF2BA2REC80321 $ 52,159
103 2024 Ford F-350 1FT8X3BA8REE04377 $ 55,512
104 2024 Ford F-550 with dump body,plow 1FDUF5HN3RDA02369 $ 121,000
105 Simpson Water Trailer Tandem Axle 1 F9BT 1 328RD45 1270 $ 12,650
107 2024 Ford Interceptor IFM5K8AB2PGC18405 $ 57,520
108 2024 Ford Interceptor 1FM5K8AB1PGC18458 $ 57,520
109 2024 Ford Interceptor 1FM5K8AB6PGC17029 $ 57,520
110 2023 Ford Explorer 1FM5K8ABXPGA84758 $ 53,000
111 2023 Ford Explorer 1FM5K8ABXPGA84677 $ 53,000
112 2025 Interstate Cargo Trailer#SFC612SAFS 1UK500E18S1109547 $ 4,900
113 2021 Ram 1500 3C6RR7KG6MG70610 $ 42,840
TOTAL $ 5,301,202
www.alliant.com i CA License No.0C36861 Page 25
Mlliant
Law Enforcement Liability Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to $2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong) as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Law Enforcement Activity Liability Limits $ 1,000,000
Each Occurrence $ 3,000,000
Annual Aggregate
Law Enforcement Line of Duty Accidental Death $ 50,000 Per Person
Benefit
Deductible $ 25,000
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 26
�4lliant
Public Officials Liability Coverage including Employment Practices
Liability Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to $2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong)as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Limit
Public Officials Liability Coverage
Each Occurrence $ 1,000,000
Annual Aggregate $ 3,000,000
Retroactive Date 12/31/2009
Employment Practices Liability Coverage
Each Occurrence Included
Annual Aggregate Included
Retroactive Date 12/31/2009
Deductible $ 5,000
Coverages Include but not limited to • Breach of Contract
• Criminal, Dishonest, Fraudulent or Malicious Acts
• Wage and Hour Claims
• Known Wrongful Employment Practice Offenses
Premium Included in Total Premium
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 27
�4lliant
Excess Liability Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to $2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong)as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Limits
Each Occurrence $ 10,000,000
General Aggregate $ 10,000,000
Defense Inside/Outside the Limit Inside the Limit
Underlying Coverages & Limits
General Liability $ 1,000,000
Public Officials Liability $ 1,000,000
Automobile Liability $ 1,000,000
Law Enforcement Liability $ 1,000,000
Self-Insured Retention $ 10,000
Premium: Included
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 28
Mii:ant
Workers' Compensation Coverage
Insurance Company Illinois Public Risk Fund
A.M. Best Rating N/A
Standard & Poor's Rating N/A
State Covered Status Non-Admitted
Policy/Coverage Term 1/1/2025 to 1/1/2026
Policy# TBD
Coverage
Workers Compensation Statutory
Employers Liability
Each Accident $ 3,000,000
Disease-Each Employee $ 3,000,000
Disease-Policy Limit $ 3,000,000
Class Estimated Estimated Rate Rate Premium Premium
Code Description 2024/2925 202512026 202412025 2025/2026 202412025 202512026 Difference
5506 Street Maintenance $ 773,357 $ 842,959 7.981 8.486 $ 61,722 $ 71,534 $ 9,812
7520 Waterworks Operation $ 371,153 $ 397,134 2.526 2.686 $ 9,375 $ 10,667 $ 1,292
7580 Sewage Disposal Plant Operations $ 271,154 $ 290,135 3.216 3.419 $ 8,720 $ 9,920 $ 1,199
7720 Police Officers $ 3,515,921 $ 3,832,354 1.933 2.055 $ 67,963 $ 78,755 $ 10,792
8810 Clerical $ 2,161,917 $ 2,313,251 0.105 0.102 $ 2,270 $ 2,360 $ 90
8868 School Professional $ - $ - 0.000 0.000 $ - $ - $ -
9015 Building Operations $ 72,538 $ 77,616 2.727 2.666 $ 1,978 $ 2,069 $ 91
9063 Recreation Center:All Other $ 655,614 $ 701,507 0.880 0.845 $ 5,769 $ 5,928 $ 158
9101 School-All Other $ 48,649 $ 52,054 3.043 3.236 $ 1,480 $ 1,684
9102 Parks:NOC $ 779,652 $ 849,821 3.149 3.348 $ 24,551 $ 28,452 $ 3,901
9410 Municipal $ 374,970 $ 401,218 2.526 2.526 $ 9,472 $ 10,135 $ 663
$ 9,024,925 $ 9,758,049 $ 193,300 $ 221,503 $ 27,998
Administration Fee-3% $ 5,799 $ 6,645
Estimated Annual Premium $ 199,099 $ 228,148 $ 29,049
Safety Grant $ 22,342 $ 10,012
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 29
i 1LIhant
Cyber Coverage
Insurance Company Hiscox Insurance Company Inc.
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to$2 Billion)
as of November 12, 2024
Standard & Poor's Rating A+ (Strong)as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Coverage
Cyber Liability
Each Event Limit $ 1,000,000
Aggregate $ 1,000,000
Retroactive Date Full Prior Acts
Cyber Crime
Aggregate Limit $ 250,000
Ransomware Event
Each Event Limit $ 1,000,000
System Failure $ 1,000,000
Retention $ 2,500
Premium $ 21,337.00
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 30
MIliant
Crime Coverage
Insurance Company National Union Fire Insurance Company of
Pittsburgh, PA
A.M. Best Rating A(Excellent), Financial Size Category: XV
(Greater than or Equal to$2 Billion)
as of January 26, 2024
Standard & Poor's Rating A+ (Strong)as of May 22, 2024
State Covered Status Admitted
Policy/Coverage Term 12/31/2024 to 12/31/2025
Policy# TBD
Coverages Limits Deductible
Employee Theft $ 1,000,000 $ 1,000
Forgery or Alteration $ 500,000 $ 1,000
Computer Fraud and Funds Transfer Fraud $ 500,000 $ 1,000
Money &Securities— Inside the Premises $ 250,000 $ 1,000
Money & Securities—Outside the Premises $ 250,000 $ 1,000
Robbery/Safe Burglary— Inside Premises $ 100,000 $ 1,000
Fraudulent Impersonation $ 250,000 $ 1,000
Money Orders $ 250,000 $ 1,000
See Disclaimer Page for Important Notices and Acknowledgement
www.alliant.com I CA License No.0C36861 Page 31
a1LI iant
Disclosures
This proposal of insurance is provided as a matter of convenience and information only. All information
included in this proposal, including but not limited to personal and real property values,locations, operations,
products, data, automobile schedules, financial data and loss experience, is based on facts and
representations supplied to Alliant Insurance Services, Inc. by you. This proposal does not reflect any
independent study or investigation by Alliant Insurance Services, Inc. or its agents and employees.
Please be advised that this proposal is also expressly conditioned on there being no material change in the
risk between the date of this proposal and the inception date of the proposed policy(including the occurrence
of any claim or notice of circumstances that may give rise to a claim under any policy which the policy being
proposed is a renewal or replacement). In the event of such change of risk, the insurer may, at its sole
discretion, modify, or withdraw this proposal, whether or not this offer has already been accepted.
This proposal is not confirmation of insurance and does not add to, extend, amend, change, or alter any
coverage in any actual policy of insurance you may have. All existing policy terms, conditions, exclusions,
and limitations apply. For specific information regarding your insurance coverage, please refer to the policy
itself. Alliant Insurance Services, Inc. will not be liable for any claims arising from or related to information
included in or omitted from this proposal of insurance.
Alliant embraces a policy of transparency with respect to its compensation from insurance transactions.
Details on our compensation policy, including the types of income that Alliant may earn on a placement, are
available on our website at www.alliant.com. For a copy of our policy or for any inquiries regarding
compensation issues pertaining to your account you may also contact us at:Alliant Insurance Services, Inc.,
Attention: General Counsel, 701 B Street, 6th Floor, San Diego, CA 92101.
Analyzing insurers' over-all performance and financial strength is a task that requires specialized skills and
in-depth technical understanding of all aspects of insurance company finances and operations. Insurance
brokerages such as Alliant Insurance typically rely upon rating agencies for this type of market analysis.
Both A.M. Best and Standard and Poor's have been industry leaders in this area for many decades, utilizing
a combination of quantitative and qualitative analysis of the information available in formulating their ratings.
A.M. Best has an extensive database of nearly 6,000 Life/Health, Property Casualty and International
companies. You can visit them at www.ambest.com. For additional information regarding insurer financial
strength ratings visit Standard and Poor's website at www.standardandpoors.com.
Our goal is to procure insurance for you with underwriters possessing the financial strength to perform.
Alliant does not, however, guarantee the solvency of any underwriters with which insurance or reinsurance
is placed and maintains no responsibility for any loss or damage arising from the financial failure or
insolvency of any insurer. We encourage you to review the publicly available information collected to enable
you to make an informed decision to accept or reject a particular underwriter.To learn more about companies
doing business in your state, visit the Department of Insurance website for that state.
www.alliant.com I CA License No.0C36861 Page 32
a t1Ibant
NY Regulation 194
Alliant Insurance Services, Inc. is an insurance producer licensed by the State of New York. Insurance
producers are authorized by their license to confer with insurance purchasers about the benefits,terms and
conditions of insurance contracts;to offer advice concerning the substantive benefits of particular insurance
contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any
particular transaction typically involves one or more of these activities.
Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending
on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the
insurer(s)selling the insurance contract or by another third party. Such compensation may vary depending
on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects. In
some cases, other factors such as the volume of business a producer provides to an insurer or the
profitability of insurance contracts a producer provides to an insurer also may affect compensation.
The insurance purchaser may obtain information about compensation expected to be received by the
producer based in whole or in part on the sale of insurance to the purchaser, and (if applicable)
compensation expected to be received based in whole or in part on any alternative quotes presented to the
purchaser by the producer, by requesting such information from the producer.
Privacy
At Alliant, one of our top priorities is making sure that the information we have about you is protected and
secure. We value our relationship with you and work hard to preserve your privacy and ensure that your
preferences are honored. At the same time, the very nature of our relationship may result in Alliant's
collecting or sharing certain types of information about you in order to provide the products and services
you expect from us. Please take the time to read our full Privacy Policy posted at www.alliant.com, and
contact your Alliant service team should you have any questions.
Other Disclosures / Disclaimers
FATCA:
The Foreign Account Tax Compliance Act(FATCA)requires the notification of certain financial accounts to
the United States Internal Revenue Service. Alliant does not provide tax advice so please contact your tax
consultant for your obligation regarding FATCA.
NRRA:
The Non-Admitted and Reinsurance Reform Act (NRRA) went into effect on July 21, 2011. Accordingly,
surplus lines tax rates and regulations are subject to change which could result in an increase or decrease
of the total surplus lines taxes and/or fees owed on this placement. If a change is required, we will promptly
notify you. Any additional taxes and/or fees must be promptly remitted to Alliant Insurance Services, Inc.
www.alliant.com I CA License No.0C36861 Page 33
a4lliant
Other Disclosures / Disclaimers - Continued
Guarantee Funds
Established by law in every state, guaranty funds are maintained by a state's insurance commissioner to
protect policyholders in the event that an insurer becomes insolvent or is unable to meet its financial
obligations. If your insurance carrier is identified as `Non-Admitted', your policy is not protected by your
state's Guaranty Fund.
Claims Reporting:
Your policy will come with specific claim reporting requirements. Please make sure you understand
these obligations. Contact your Alliant Service Team with any questions.
Claims Made Policy:
This claims-made policy contains a requirement stating that this policy applies only to any claim first
made against the Insured and reported to the insurer during the policy period or applicable extended
reporting period. Claims must be submitted to the insurer during the policy period, or applicable
extended reporting period, as required pursuant to the Claims/Loss Notification Clause within the policy
in order for coverage to apply. Late reporting or failure to report pursuant to the policy's requirements
could result in a disclaimer of coverage by the insurer.
Any Employment Practices Liability(EPL)or Directors&Officers(D&O)with EPL coverage must give notice
to the insurer of any charges / complaints brought by any state / federal agency (i.e. EEOC and similar
proceedings) involving an employee. To preserve your rights under the policy, it is important that timely
notice be given to the insurer, whether or not a right to sue letter has been issued.
Changes and Developments
It is important that we be advised of any changes in your operations, which may have a bearing on the
validity and/or adequacy of your insurance. The types of changes that concern us include, but are not
limited to, those listed below:
• Changes in any operations such as expansion to another state, new products, or new applications of
existing products.
• Travel to any state not previously disclosed.
• Permanent operations outside the United States, Canada or Puerto Rico.
• Mergers and/or acquisition of new companies and any change in business ownership, including
percentages.
• Any newly assumed contractual liability, granting of indemnities or hold harmless agreements.
• Any changes in existing premises including vacancy, whether temporary or permanent, alterations,
demolition, etc. Also, any new premises either purchased, constructed or occupied
• Circumstances which may require an increased liability insurance limit.
• Any changes in fire or theft protection such as the installation of or disconnection of sprinkler systems,
burglar alarms, etc. This includes any alterations to the system.
• Immediate notification of any changes to a scheduled of equipment, property, vehicles, electronic
data processing, etc.
• Property of yours that is in transit, unless previously discussed and/or currently insured.
www.alliant.com I CA License No.0C36861 Page 34
Mlhant
Other Disclosures / Disclaimers - Continued
Certificates / Evidence of Insurance
A Certificate or Evidence is issued as a matter of information only and confers no rights upon the certificate
holder. The certificate does not affirmatively or negatively amend, extend or alter the coverage afforded by
a policy, nor does it constitute a contract between the issuing insurer(s), authorized representative,
producer or recipient.
You may have signed contracts, leases or other agreements requiring you to provide this evidence. In those
agreements, you may assume obligations and/or liability for others (Indemnification, Hold Harmless) and
some of the obligations that are not covered by insurance.We recommend that you and your legal counsel
review these documents.
In addition to providing a Certificate or Evident of Insurance, you may be required to name your landlord,
client or customer on your policy as a loss payee on property insurance or as an additional insured on
liability insurance. This is only possible with permission of the insurance company, added by endorsement
and, in some cases, an additional premium.
By naming the certificate holder as additional insured, there are consequences to your risks and insurance
policy including:
• Your policy limits are now shared with other entities; their claims involvement may reduce or exhaust
your aggregate limit.
• Your policy may provide higher limits than required by contract; your full limits can be exposed to the
additional insured.
• There may be conflicts in defense when your insurer has to defend both you and the additional
insured.
• An additional insured endorsement will most likely not provide notification of cancellation. Some
insurance companies use a "blanket" additional insured endorsement that provides coverage
automatically when it is required in a written contract. Most insurance companies do not want to be
notified of all additional insureds when there is a blanket endorsement on the policy. If a notice of
cancellation is required for the additional insured party, you must notify us immediately and we will
request an endorsement from your insurance company. There may be an additional premium for
adding a notice of cancellation endorsement for an additional insured.
See Request to Bind Coverage page for acknowledgment of all disclaimers and disclosures.
www.alliant.com I CA License No.0C36861 Page 35
Mlhant
Optional Coverages
The following represents a list of insurance coverages that may not be included in this proposal but are
optional and may be available with further underwriting information. This list is not inclusive of all coverages
and if you have questions contact your Alliant representative. If you would like addition quotes please check
Yes/No across from the coverage below, sign and return.
Target Coverages
Yes No
MANAGEMENT LIABILITY
Directors &Officers Liability ❑ ❑
Fiduciary Liability ❑ ❑
Selecting the"Reject All or Accept All"option will override any ❑ Reject All
selections you have made above ❑ Accept All for Consideration
Signature of Authorized Insurance Representative Date
Title
Printed/Typed Name
www.alliant.com I CA License No.0C36861 Page 36
MII:ant
Optional Coverages - Continued
Other Coverage Options
Note some of these coverages may be included with limitations or insured elsewhere. This is a partial
listing as you may have additional risks not contemplated here which are unique to your organization.
• Business Income/Extra Expense • Pollution Liability
• Earthquake • Owned/Non-Owned Aircraft
• Employed Lawyers • Owned Watercraft
• Employee Benefits Liability • Professional Liability
• Equipment Breakdown • Property in Transit
• Food Borne Illness • Property of Others (Clients, Employees,
• Foreign Insurance Other)
• Garagekeepers Liability • Special Events Liability
• Hired Auto Physical Damage • Spoilage
• Kidnap & Ransom • Student Accident
• Law Enforcement Liability • Volunteer Accidental Death &
• Media and Publishers Liability Dismemberment(AD&D)
• Network Security/Privacy Liability and Internet • Workers Compensation & Employers
Media Liability Liability
• Non-Owned &Hired Automobile Liability • Workplace Violence
Glossary of Insurance Terms
Below are links to assist you in understanding the insurance terms you may find within your insurance
coverages:
http://insu rancecom mun ityuniversity.com/university-resources/insurance-glossary-free
https://consumers.ambest.com/content.aspx?rec=261613
http://www.irmi.com/online/insurance-glossary/default.aspx
www.alliant.com I CA License No.0C36861 Page 37
Miliant
Request to Bind Coverage
United City of Yorkville
We have reviewed the proposal and agree to the terms and conditions of the coverages presented. We
are requesting coverage to be bound as outlined by coverage line below:
Coverage Line Bind Coverage for:
Commercial Property ❑
Commercial General Liability ❑
Commercial Auto ❑
Excess Liability ❑
Law Enforcement Liability ❑
Workers' Compensation ❑
Public Officials Lability/Employment Practices Liability ❑
Cyber ❑
Crime ❑
Did you know that Alliant works with premium financing companies?
Are you interested in financing your annual premium?
Yes, please provide us with a No,we do not wish to finance
financing quote. our premium.
❑ ❑
This Authorization to Bind Coverage also acknowledges receipt and review of all disclaimers and
disclosures, including exposures used to develop insurance terms, contained within this proposal.
Signature of Authorized Insured Representative Date
Title
Printed/Typed Name
This proposal does not constitute a binder of insurance. Binding is subject to final carrier
approval. The actual terms and conditions of the policy will prevail.
www.alliant.com I CA License No.0C36861 Page 38
Mlliánt
Binding Subjectivities Recap
ALL coverages require
• A written request to bind coverage.
• All Surplus Lines Taxes/Fees are Fully Earned (only applies to a non-admitted carrier)
Additional subjectivities are listed below by Coverage Line.
Coverage Line and Description of Subjectivity(ies)
Commercial Property
• Signed Glatfelter Acceptance Form
Commercial General Liability
• Signed Trampoline Exclusion Form
Commercial Auto
• Signed UM/UIM Form
Excess Liability
• None
Law Enforcement Liability
• None
Workers' Compensation
• None
Public Officials Lability/Employment Practices Liability
• None
Cyber
• None
Crime
• None
In order to complete the underwriting process,we require that you send us any additional information requested
above. We are not required to bind coverage prior to our receipt and underwriting acceptance of the above
information. However, if we do bind coverage prior to such acceptance, the terms and conditions as indicated
above may be amended until such receipt and acceptance.Any agreement to bind coverage in connection with
this proposal must be in writing from an authorized employee of the Insurer
www.alliant.com I CA License No.0C36861 Page 39